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Should not be a surprise. The creditors have ALL the rights because they ply states & DC with lots of money to have laws rewritten to benefit them.

Loan sharks were just a step lower than some of these people are. :shake
 

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Actually BG, if you watch the clips you'll see that many states have attempted to go after the credit card issuers for some of their practices...only to be blocked by the OCC. The OCC has gone so far as to tell card issuers that they don't have to pay any attention to state regulations, that the OCC is the sole authority in the matter.

State's rights, anyone?
 
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