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boomer sooner
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1,791 Posts
Discussion Starter #1
Recently I got a credit report from Experian, & to my amazement
there is crap on there from freaking 1994,95,96. WTF!

Also its stating I have 4 open acounts! Only thing I
have is 2 loans thru my credit union?(which is payroll
deducted)

Should'nt the early dates be off my record? 7 yrs isnt it?
I have Experian's # and will be calling.

Anyone else been thru this? How was it resovled?
 

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Thanks for having us all these years, Rez. Best o
Joined
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20,204 Posts
Anything beyond 7 years can be expunged from your report. All you have to do is bring it to their attention. Since you ordered the report, there should be a feature to request a review of any/all items online. Also, you could do it the old fashioned way and write a letter.

As for the open/closed accounts, you can also dispute those.
 
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