Transfer the loan elsewhere and get the title and you can do whatever you want.javawhz said:
I owe only $3,500 on my F4i and it has over 21,000 miles on it. It's been down twice and although its mechanically sound it has some minor cosmetic damage. I have never made a claim and don't intend to for fear of being blackmarked. Not worth it for me to pay an additional $40/mo for full coverage if I am never going to make use of it. Looks like the best is to pay it off.