how much do you owe on credit cards?

0$

I have 'em, and $0.

Zero balance each month. The only way to go.

Now......if you ask how much I SPEND on credit cards each month, that's a whole other issue. :shake

5 to 10 grand. Sucks, but I got a lot of toys. The low interest is too hard not to borrow. I have some at 1.9%, the highest is 11.9%.

RoadRashed said:
Zero balance each month. The only way to go.

Now......if you ask how much I SPEND on credit cards each month, that's a whole other issue. :shake

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I have heard that it is better to pay them off over a short period of time (couple months) rather than pay every month. I mean I know you pay untruest but I mean for your credit rating. I don't know how true this is though.

If you also include Store CC's (such as furntire stores and such) WAY too much! hahahahahah

Oh well...I do have nice stuff!

I think my interest rate is 7.9, is that good? I'm 21 have had a couple car loans and motorcycle too. no late payments. should I try a diff. card?

I may not know much or retain much information, but my parents have pretty much burned into my mind that you pay off CC balances every month in their entirety.

I don’t have any but I owe about 3k between my car and another loan.

Zero credit card debt.

I have big nasty school loans that are still being paid off, but that's it.

I owe $400 for a new exhaust on the American Express. That's it.............

Rue said:
I don’t have any but I owe about 3k between my car and another loan.

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damn i wish i only owed 3k. i owe a lot more than that between my truck/bike

Rezin said:
I owe $400 for a new exhaust on the American Express. That's it.............

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well damn what kind did you get? I liked that Micron you had seeing pics of your bike is what made me get that pipe when I had my R6

stanger92 said:
well damn what kind did you get? I liked that Micron you had seeing pics of your bike is what made me get that pipe when I had my R6

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Flowmaster Stainless for my Jetta

6,000.00 but I will have that paid off the end of the month. C.C.'s are the worst thing you can get as a kid. I got mine when I was 19 and promptly charged $12,000.:shake I learned after taking the better part of 2yrs to pay it off. Now the only reason I even use them is to get miles and build credit :thumb

NYSteve said:
6,000.00 but I will have that paid off the end of the month. C.C.'s are the worst thing you can get as a kid. I got mine when I was 19 and promptly charged $12,000.:shake I learned after taking the better part of 2yrs to pay it off. Now the only reason I even use them is to get miles and build credit :thumb

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i've had mine for over 3 years now and haven't ever went over 1k. have had it charged up and paid off several times :shrug

Rezin said:
Flowmaster Stainless for my Jetta

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why didn't you custom fit a motorcycle pipe like that guy on ebay did for his civic? :redflip

With my wife's new PDA thingy that added $400, I think we're down around $900 or so. I try to keep a reallistic balance on them. I learned that having a 0 balance isn't always the best when it comes to credit rating, but I'm stiff confused on that one.

Both vehicles are paid for and the bike is mine. I like not having any debt on vehicles, just in case something happens to one of them.

stanger92 said:

i've had mine for over 3 years now and haven't ever went over 1k. have had it charged up and paid off several times :shrug

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ok, a kid in NY with a serious spending habit :redflip