[stanger92]

I know it's been done before, just curious where everyones at. I hear lots of people have several thousand in credit card debt :eek

I'm up to about $900 now but that's just from buying my damper, PC IIIr, and Graves velocity stacks. I'll pay it down pretty quick like I usually do, hopefully. :rant :rant

 

[Apocolypse]

0$

 

[Particle Man]

I have 'em, and $0.

 

[RoadRashed]

Zero balance each month. The only way to go.

Now......if you ask how much I SPEND on credit cards each month, that's a whole other issue. :shake

 

[mph]

5 to 10 grand. Sucks, but I got a lot of toys. The low interest is too hard not to borrow. I have some at 1.9%, the highest is 11.9%.

 

[stanger92]

RoadRashed said:
Zero balance each month. The only way to go.

Now......if you ask how much I SPEND on credit cards each month, that's a whole other issue. :shake

I have heard that it is better to pay them off over a short period of time (couple months) rather than pay every month. I mean I know you pay untruest but I mean for your credit rating. I don't know how true this is though.

 

[TwoWheeldTerror]

If you also include Store CC's (such as furntire stores and such) WAY too much! hahahahahah

Oh well...I do have nice stuff!

 

[stanger92]

I think my interest rate is 7.9, is that good? I'm 21 have had a couple car loans and motorcycle too. no late payments. should I try a diff. card?

 

[Vastar]

I may not know much or retain much information, but my parents have pretty much burned into my mind that you pay off CC balances every month in their entirety.

 

[Rue]

I don’t have any but I owe about 3k between my car and another loan.

 

[Milo]

Zero credit card debt.

I have big nasty school loans that are still being paid off, but that's it.

 

[Rez]

I owe $400 for a new exhaust on the American Express. That's it.............

 

[stanger92]

Rue said:
I don’t have any but I owe about 3k between my car and another loan.

damn i wish i only owed 3k. i owe a lot more than that between my truck/bike

 

[stanger92]

Rezin said:
I owe $400 for a new exhaust on the American Express. That's it.............

well damn what kind did you get? I liked that Micron you had seeing pics of your bike is what made me get that pipe when I had my R6

 

[Rez]

stanger92 said:
well damn what kind did you get? I liked that Micron you had seeing pics of your bike is what made me get that pipe when I had my R6

Flowmaster Stainless for my Jetta

 

[JustSteve]

6,000.00 but I will have that paid off the end of the month. C.C.'s are the worst thing you can get as a kid. I got mine when I was 19 and promptly charged $12,000.:shake I learned after taking the better part of 2yrs to pay it off. Now the only reason I even use them is to get miles and build credit :thumb

 

[stanger92]

NYSteve said:
6,000.00 but I will have that paid off the end of the month. C.C.'s are the worst thing you can get as a kid. I got mine when I was 19 and promptly charged $12,000.:shake I learned after taking the better part of 2yrs to pay it off. Now the only reason I even use them is to get miles and build credit :thumb

i've had mine for over 3 years now and haven't ever went over 1k. have had it charged up and paid off several times :shrug

 

[stanger92]

Rezin said:
Flowmaster Stainless for my Jetta

why didn't you custom fit a motorcycle pipe like that guy on ebay did for his civic? :redflip

 

[Jester27]

With my wife's new PDA thingy that added $400, I think we're down around $900 or so. I try to keep a reallistic balance on them. I learned that having a 0 balance isn't always the best when it comes to credit rating, but I'm stiff confused on that one.

Both vehicles are paid for and the bike is mine. I like not having any debt on vehicles, just in case something happens to one of them.

 

[JustSteve]

i've had mine for over 3 years now and haven't ever went over 1k. have had it charged up and paid off several times :shrug

ok, a kid in NY with a serious spending habit :redflip